Cards
Citi, DBS or Mox for Rent Miles in HK?
Issuer pages fetched 14 Oct 2026 Platform rates verified Oct 2026
Citi, DBS, and Mox are in the picker.
Citi PremierMiles is HK$8 = 1 mile, DBS Black is HK$6 = 1 mile, and Mox is HK$10 = 1 mile or Mox+ HK$5 = 1 mile. The table is that model at HK$10,000 a month, with the launch promo off.
Citi’s PremierMiles terms, fetched 14 Oct 2026, award 12 points (1 mile) per HK$8 on a local transaction posted. That matches HK$8 = 1 mile. Citi PayAll lists rent as a payment purpose on Citi’s own service. PayAll is not a column here. KeyChain Pay, RentSmart, and Rently accept Citi PremierMiles for rent.
DBS’s Black World Mastercard conversion page states HK$6 = 1 mile for local spending (every HK$250 = DBS$2, and DBS$48 = 1,000 miles). That matches HK$6 = 1 mile. KeyChain Pay, RentSmart, and Rently accept DBS Black for rent.
Mox’s card FAQ and Mox Credit page, fetched 14 Oct 2026, say that from 1 September 2026 an eligible Mox Credit transaction earns HK$5 = 1 mile with Mox+ and HK$10 = 1 mile without it. The credit page also says customers can pay rent by FPS from the credit line. That is Mox’s own transfer, not KeyChain Pay, RentSmart, or Rently.
KeyChain Pay, RentSmart, and Rently accept Mox Credit for rent. An older rewards table dated 29 April 2026 lists payroll-based ratios. This guide follows the 1 September 2026 statement, which is what the calculator models. Card eligibility and promotions can change, so check the platform's payment page before paying.
Modeled miles at HK$10,000
RentSmart miles are on base rent. KeyChain Pay miles for these cards are on the gross charge at the non-HSBC fee. Rently Card miles add HeyMax on base rent to card miles on the gross charge. Fee cost per mile is shown for the RentSmart model.
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Citi PremierMiles
- Earn rate
- HK$8 = 1 mile
- RentSmart miles / yr
- 15,000
- RentSmart fee / mile
- HK$0.128
- KeyChain miles / yr
- 15,297
- Rently Card miles / yr
- 25,420
-
DBS Black
- Earn rate
- HK$6 = 1 mile
- RentSmart miles / yr
- 20,000
- RentSmart fee / mile
- HK$0.096
- KeyChain miles / yr
- 20,396
- Rently Card miles / yr
- 30,560
-
Mox Credit
- Earn rate
- HK$10 = 1 mile
- RentSmart miles / yr
- 12,000
- RentSmart fee / mile
- HK$0.160
- KeyChain miles / yr
- 12,238
- Rently Card miles / yr
- 22,336
-
Mox+
- Earn rate
- HK$5 = 1 mile
- RentSmart miles / yr
- 24,000
- RentSmart fee / mile
- HK$0.080
- KeyChain miles / yr
- 24,475
- Rently Card miles / yr
- 34,672
Frequently asked questions
- What earn rates does the calculator use for Citi, DBS, and Mox?
- Citi PremierMiles is HK$8 = 1 mile, DBS Black is HK$6 = 1 mile, Mox Credit is HK$10 = 1 mile, and Mox+ is HK$5 = 1 mile. At HK$10,000 a month on RentSmart, with the launch promo off, that is 15,000, 20,000, 12,000, and 24,000 estimated miles a year. Fee cost per mile on that RentSmart model is HK$0.128, HK$0.096, HK$0.160, and HK$0.080.
- Do KeyChain Pay, RentSmart, and Rently accept these cards for rent?
- Yes. KeyChain Pay, RentSmart, and Rently accept Citi PremierMiles, DBS Black, and Mox Credit for rent. Citi’s PremierMiles terms, fetched 14 Oct 2026, award 12 points (1 mile) per HK$8 on a local transaction posted, which matches HK$8 = 1 mile. Citi PayAll lists rent as a payment purpose on Citi’s own service, and PayAll is not a calculator column. DBS’s conversion page states HK$6 = 1 mile for local spending, which matches HK$6 = 1 mile. Card eligibility and promotions can change, so check the platform's payment page before paying.
- Is Mox accepted on rent platforms?
- Yes. KeyChain Pay, RentSmart, and Rently accept Mox Credit for rent. Mox’s FAQ and credit page say that from 1 September 2026 an eligible Mox Credit transaction earns HK$5 = 1 mile with Mox+ and HK$10 = 1 mile without it. Mox also describes paying rent by FPS from the credit line, which is Mox’s own transfer.
The monthly snapshot is the fees & offers page. What the KeyChain Pay column can book is in the Cathay award guide. See what your card miles buy. Run your own rent on the calculator.